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Equine Insurance

What is Equine Insurance?

Equine insurance protects your horse(s) / investment(s) from death, theft, accident, medical risks and much more. Whether its for work, breeding, show, or pleasure, owning horses requires a substantial investment and with so much at risk, you need an equine insurance policy that provides coverage to protect your horses(s).


  • Equine mortality
    Death as a result of injury, illness, or disease. Other specified perils include accident, fire, lighting, windstorm, hail, and more.
  • Theft
    Usually included with the mortality benefit. Covers loss or death due to theft.
  • Emergency colic surgery
    Cost of colic surgery, in addition to other related expenses (post-op hospital care, vet fees, and medications).
  • Major Medical/Surgical Expens
    Medical and surgical expenses due to accident, injury, illness or disease.
  • Stallion Infertility
    Stallion becomes permanently incapable of settling mares in foal as a result of accident, sickness or disease.
  • Stallion Availability
    Stallion is unable to cover the mare for breeding as a result of death, disablement, illness, or disease.
  • Barrenness Coverage
    Coverage in the event the Mare is unable to conceive. Usually written in conjunction with the Prospective Foal benefit.
  • Prospective foal
    Covers the breeding expenses if Mare does not give birth. Covers the live foal for a specified period of time after birth. Mare that is declared in foal at least 42 days.
  • Loss of Use
    Protects the owner if the horse becomes injured or ill and cannot fulfill its duties or insured use.
  • General Liability
    Covers the legal, defense, and judgement in the event you are sued for injury or property damage by a third party.
  • Territory Extension
    Extends mortality coverage to include international transportation or travel to and from other approved countries.
  • Semen storage
    Coverage is renewed without an updated veterinarian’s health certificate, animals must be insured for the same use as the original policy.

Your horse is as much a personal investment as it is a financial one. Do not be caught off guard by an unexpected loss; make sure your horse is covered againts a range of risks including death and sickness.

Type of Horses:

  • Thoroughbreds
  • Standardbreds
  • Quarter Horses
  • Sport Horses
  • Hunter Jumpers
  • Show and Leisure Horses
  • Western Horses

Payment plans with no additional fees


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