Have Question? Call Us Now
(954) 318-7940

Dismemberment & Permanent Total Disability Insurance

Dismemberment Coverage insures against the permanent loss of one or more limbs, loss of sight, hearing, and/or paralysis as a result of an accident.

In addition to Dismemberment, our high limit accidental death plan will also cover you in the event you are permanently and totally disabled (PTD) due to an accident.

Dismemberment/PTD coverage is available on all our accidental death plans:

  • 24hour 7day Accidental Death
  • Common Carrier Accidental Death
  • Flight Accident Accidental Death
  • 321 Accidental Death Plan

Description of coverage:

The coverage pays the benefit amount according to the schedule of benefits below in the event that the insured under the policy either experiences one of the following injuries as a result of an Accident:

  • Paralysis
  • Blindness
  • Deafness
  • Total andPermanent Disability (PTD)
  • Total and Permanent Loss of two or less Limbs

Schedule of benefits
Loss of sight of both eyes 100%
Loss of sight in one eye 50%
Loss of limb involving two or more limbs 100%
Loss of limb involving only one limb 50%
Loss of sight of one eye & loss of one limb 100%
Total / Irrecoverable Loss of hearing in one ear 50%
Total / Irrecoverable Loss of hearing in both ears 100%
Total / Irrecoverable Loss of speech 100%
Permanent and Total Disablement 100%

Things to consider with Accidental Death Insurance:

  • 1. No medical exam required
  • 2. Benefit is paid in single lump sum
  • 3. Benefit is payable in addition to any other coverage