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Overhead Expenses Insurance


As a business owner, you value the endless hours invested, the amount of money poured in, and the personal sacrifices made to build your company. You know your business from top to bottom, which is why so much of its success depends on you.

YOU ARE YOUR COMPANY’S MOST IMPORTANT ASSET

But what happens if you’re not there to run the business? What if you become injured or sick and cannot work? These are important questions that need answers and business overhead insurance helps provide the solution

Why Do You Need Business Overhead Expense Insurance

  • Covers Primary or Key employees
  • Partial or Total Disability due to sickness or injury
  • Pays every day operating expenses
  • Keeps your business up and running
  • Policy Premiums are tax deductible

POLICY COVERS THE FOLLOWING:

  • Employee Wages or Salaries
  • Employment Tax and Benefit Payments
  • Office Space or Warehouse Rental Payments
  • Lease or Rental Costs on Business Equipment
  • Mortgage Payments for the Business
  • Premiums on Business Insurance
  • Corporate Property Taxes
  • Company Utility Bills
  • Business Loan payments
  • Legal, Accounting, Professional, and Association fees, etc.

 

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